Now that you've filed a claim for your property losses, it feels like you're at the whim of your insurance company. Your policy provider holds all the cards, and although you'd simply like to get your payout, it doesn't seem to agree on the amount you should receive. An appraisal proceeding might just be the best way to resolve things out of court.

At The Rain Law Firm, our property insurance claims lawyers believe that tenacious legal representation can be the great equalizer. Since founding our practice in Hollywood, Florida, decades ago, we've been working hard to help people all over the country take advantage of little-known rights that their policies afford them. Our goal is to make it rain for all our clients, and we can't wait to fight for you.

What Is Property Insurance Appraisal?

An appraisal is a process for determining the value of your property losses. Although most people are aware that their insurers have the right to conduct damage estimates, you may not know that you don't have to settle for that assessment. By requesting an appraisal hearing, you gain the opportunity to make your case without filing a potentially expensive or protracted lawsuit.

  • You and the insurer both have the right to request an appraisal in writing.
  • The appraisal involves each party selecting an independent, professional appraiser to value the losses.
  • Any differences in valuation are settled by an impartial umpire chosen by the appraisers or a judge.
  • The parties each pay their own appraisers and split the other costs.

Just as insurance appraisal is a new topic to many policyholders, the process itself can seem complicated and unfamiliar. Working with our attorneys can help you choose a reliable appraiser and navigate your dispute more effectively.

Should You Pursue Appraisal Proceedings?

An appraisal isn't a catch-all solution to every problem. The process doesn't stand in for legal arbitration, and it may not help you deal with policy rejections where insurers say your claim was invalid. It can, however, be of critical aid when you firmly believe your losses amounted to more than what you're actually getting. We can also help you if it is your insurer — rather than you — that has demanded an appraisal proceeding.

Connect with a Florida appraisal attorney from The Rain Law Firm team today. It's easy to reach us at 855-368-8956 or 855-330-RAIN, or feel free to contact us online today. We look forward to walking you through every aspect of the claims process and helping you discover alternative options for dealing with your insurer.