When a hurricane or another natural disaster damages a condominium community or association, property managers and the organization's directors are often tasked with handling insurance claims. It's common for people to donate their time to boards, and the claims process can require an overwhelming amount of work and negotiations. Many times, insurance companies try to take advantage of that situation by attempting to deny or underpay claims.

At The Rain Law Firm, our experienced property insurance claim attorneys understand the intricacies of managing large and small insurance claims. As a Hollywood, Florida, firm that handles such claims on a local and national level, our legal team aggressively represents the rights and interests of property owners. Our dedicated professionals work diligently with condominium and association boards and property management teams to maximize owners' compensation.

What You Should Know About Condominium Insurance Claims

It's important to keep in mind that big insurance is in the business of making money, not necessarily providing you with financial security. As Floridians are well aware, hurricanes and other severe weather catastrophes result in widespread property losses. That is bad news for insurance carriers that may view the devastation as simply a financial loss. It's common for them to try to reduce their losses by using some of these methods:

  • Denying that you have severe weather coverage
  • Denying that you have full severe weather coverage
  • Claiming that you don't have the proper line item in your policy
  • Offering quick settlements that underestimate your losses
  • Stipulating that a settlement bars future claims from being submitted

The impact of a hurricane or tropical storm often exceeds the visible damage such as broken windows and torn roofs. Water penetration can cause hidden damage and spur mold growth, among other issues.

The onerous claims process, unethical practices by some insurance companies and unfamiliarity with insurance laws are just a few of the good reasons a condominium association should work with a lawyer who knows how to protect the rights and long-term interests of condominium and community associations.

Work With An Experienced Florida Condominium Insurance Attorney

While the law does not require that you have an attorney to handle your claim, it's important to have an experienced legal team behind you to avoid underpayments and wrongful denials.

If your community has suffered a loss due to severe weather or would like to schedule a consultation, call The Rain Law Firm at 855-368-8956 or 855-330-RAIN, or contact us online today. Our condo insurance claims attorneys represent aggrieved insureds nationwide.