The aftermath of Hurricane Michael

Having hit Florida, Hurricane Michael has caused damages worth 10$ billion to $12 billion according to insurance analysts. That being said, there have been around 137,000 insurance claims filed so far, totaling $5 billion, $1.5 billion of which was for agricultural land. This is not to mention the human cost, which includes the death of 43 individuals and the evacuation of 375,000 others. As a result, the state of Florida has a long way to go in order to recover from this catastrophe.

Stricter laws might reduce drunk driving deaths

In the state of Florida, a driver is legally drunk if his or her blood alcohol content is .08 percent or higher. However, a panel of scientists has recommended that the threshold be lowered to .05 percent. This threshold applies in Utah and more than 100 European countries. To reach a BAC of .05 percent, a woman weighing over 120 pounds would likely need to consume two drinks in an hour. The same would be true of a man weighing roughly 160 pounds.

Commissioner urges insurers to close Hurricane Michael claims

Hurricane Michael caused widespread damage throughout the Florida Panhandle in the fall of 2018, so it's no surprise that thousands of insurance claims were filed. However, Florida's Insurance Commissioner is urging insurers in The Sunshine State to close undisputed claims more efficiently. In a memorandum, he reminded property and casualty insurers of a Florida statute that requires them to pay undisputed claims or partial full benefits within 90 days of the date they were first notified of those claims.

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