Homeowners paying higher price for insurance

Many Florida homeowners may find themselves paying a higher price for homeowners' insurance than they did in the past. According to one study, the premiums paid for this type of insurance have risen by 88 percent in the past 10 years. A finance company said that ongoing natural disasters may be one reason for the increase, but insurance companies are continuing to bring in significant profits.

Homeowners may face battle over water damage claims

When a pipe bursts, the resulting water damage can be devastating to Florida homeowners. They may turn to their homeowners' insurance for coverage for the substantial bills that can shortly follow a significant plumbing problem. However, you may be surprised to learn that some insurers may delay or even deny claims for water damage caused by broken pipes, claiming that you should instead have additional flood insurance. Insurance companies are often dedicated above all to protecting their bottom line.

Damages linger on months after Hurricane Michael

People in Florida are still struggling to recover from the effects of Hurricane Michael, even six months after the storm. The hurricane hit shore with winds of 155 mph and took 49 lives as it tore through two states and 12 counties in the Panhandle. Many are concerned that the recovery period could linger on for month or even years to come. The scenes of immediate disaster after the hurricane have been supplanted by those of ongoing damage: plain slabs where houses were destroyed, ongoing road damage and downed trees that continue to persist in areas of the state.

Florida man charged with DUI while on a golf cart

A 45-year-old Florida man was driving a golf cart with a blood alcohol concentration more than three times the state's .08 percent limit on the evening of March 28 according to a report from the Sumter County Sheriff's Office. He has been charged with driving while under the influence of alcohol and resisting arrest. The man was taken into custody in Lady Lake and transported to the Sumter County Detention Center for processing.

Right to repair insurance clauses take control from homeowners

People expect their homeowners' insurance companies to pay for many types of damages in Florida. How damages are addressed, however, often does not become clear until people file claims. Most insurance companies now include a right to repair clause in their policies. This clause effectively gives the insurance companies complete control over who performs repairs and how they are done.

When insurance companies act in bad faith

If you are a Florida business owner, it might seem as if nothing can be worse than dealing with insurance claims for property damage. When claims are delayed or denied, businesses might risk going under. It is important for you to know what to do if your insurance company is dragging its feet or has wrongfully denied your claim.

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