People in Florida are still struggling to recover from the effects of Hurricane Michael, even six months after the storm. The hurricane hit shore with winds of 155 mph and took 49 lives as it tore through two states and 12 counties in the Panhandle. Many are concerned that the recovery period could linger on for month or even years to come. The scenes of immediate disaster after the hurricane have been supplanted by those of ongoing damage: plain slabs where houses were destroyed, ongoing road damage and downed trees that continue to persist in areas of the state.

As of March 29, nearly 145,000 property damage insurance claims had been filed; of those, 95,632 homeowners' insurance claims were filed. These claims amounted to $6.153 billion in damages, but some say the total bill for the storm damages could rise to $12 billion. Bay County was particularly hard-hit; over 86,000 of the property damage claims were filed there. In Mexico Beach, the town where Michael came aground, over 800 homes were destroyed, half of the dwellings in the community. Among those homes still standing, half do not have electricity or running water.

Across the county, one-sixth of public school students remain in temporary housing. Meanwhile, around 250 families are at risk of losing federal support for their temporary housing as FEMA assistance programs come to an end. There are a number of public buildings and areas that were also damaged. The Tyndall Air Force Base alone may have sustained $6 billion in damages; some have urged it be rebuilt elsewhere to avoid future damages.

Even insured homeowners are facing difficulties obtaining compensation for their losses. Some insurance companies are denying hurricane damage claims or delaying payouts. Florida homeowners facing denied claims can consult with an insurance lawyer to help them receive the compensation they deserve.

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