FEMA says more people need flood insurance

Another hurricane in Florida in the season ahead may dangerously overburden the Federal Emergency Management Agency, which already has more than 50 of what is called "open disaster events". FEMA has faced criticism for its response to hurricanes and other natural disasters, but the agency says people need to protect themselves more with insurance.

Florida legislature passes insurance reform bill

Florida lawmakers have passed a bill that the insurance industry claims wil modernize the state's system and limit certain types of lawsuits. This comes as many Florida homeowners are still struggling with claims filed for hurricane damage and other types of problems caused by severe weather. House Bill 301 addressed a number of issues related to the state's insurance industry and could be a mixed bag for insured homeowners.

Nearly 90% of homeowners don't carry enough flood insurance

The vast majority of homeowners around the country don't have enough flood insurance, according to a report by ValuePenguin.com. However, the financial website found that Florida has the second highest percentage of residents with flood coverage in the nation.

How to prepare before a storm hits

Florida homeowners and others who have been impacted by a major weather event may need to file an insurance claim afterward. Filing an insurance claim can be easier by taking action before the storm such as talking with an insurance agent. This can help a person determine if they are covered for wind, rain or other types of damage that could occur. Furthermore, individuals should take pictures or videos of their homes before the storm hits.

Florida police officer facing DUI charge after accident

A Florida police officer who was involved in a motor vehicle accident on the night of April 29 has been suspended from duty and charged with a misdemeanor count of driving under the influence of alcohol. He is also accused of causing approximately $5,000 in property damage. The 41-year-old man joined the Delray Beach Police Department in October 2008. He was released from the Palm Beach County Jail on his own recognizance about six hours after being taken into custody and is scheduled to appear in court on May 20.

Hurricane Michael causing damage six months later

Florida homeowners who were victims of Hurricane Michael continue to face costly damages and persistent problems, even months after the storm left the Panhandle. In April 2019, the federal government revised its earlier estimation of the storm, which it had recorded as a Category 4 hurricane. Instead, it noted that Michael was actually a Category 5 storm with wind speeds of around 160 mph when it hit land in October 2018. The storm was one of the most powerful hurricanes to ever hit the country, especially in a highly populated area; with the correction, it is only the fourth Category 5 storm on record.

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