The Prepare Florida program will help residents of the state take measures to protect themselves before a major storm hits. Taking action prior to hurricane season can be important because hurricanes can often form and make landfall with little warning. Ideally, Florida residents will have an emergency kit that will make it possible to organize financial and other information in one place. The program also offers advice about how to find insurance and how to file a claim.

Hurricane season traditionally begins in June and lasts for six months. In 2019, roughly eight hurricanes are predicted to form in the Atlantic, and the total could be as high as 15 according to the National Oceanic and Atmospheric Administration (NOAA). Of those hurricanes that ultimately form, up to four of them could be labeled as major storms. Those hurricanes could have winds of 111 miles per hour or higher.

After a hurricane or other destructive storm passes through an area, homeowners may need help repairing damage to their homes and adjacent properties. An insurance policy may help to cover some or all of the repair costs related to a natural disaster. However, it is possible that a hurricane wind damage claim will be denied in part or in full. Homeowners have several options in the event that a claim is denied.

They may want to review their homeowner's insurance or flood insurance policies to determine what they actually cover. In some cases, claims are denied because of exclusions or other exceptions that are outlined in the policies. Those who believe that they had their claims denied unfairly may benefit from seeking legal counsel. An attorney may review an insurance policy and take steps to ensure that an insurance company fulfills its obligations to a policyholder.

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