Florida residents who experience fire damage to their property may be entitled to compensation from an insurance company. However, insurance providers may try to minimize their liability or how much they actually pay out to their customers. Therefore, it is important to file a claim as quickly as possible and provide as much detail as possible when doing so. It is also important to get the insurance company to process and resolve the claim quickly.

A claim will ideally contain the date of the fire, what was damaged and if anyone was hurt. It should also include a police report or other documents that could verify an individual's version of events. Homeowners are expected to take reasonable steps to prevent further damage to their homes or items inside of the home. Those steps could include patching up a hole or moving undamaged property to a safer spot in the house.

Homeowners should get estimates to repair the damage from a reputable contractor. This will help to establish the fair market value of any repairs that need to be made. If a home is completely destroyed in a fire, it could be possible to rebuild on another lot assuming that its value is equal or less than the current lot.

Generally speaking, an insurance company has an obligation to investigate fire and smoke damage claims in a timely manner. Failing to do so may make them vulnerable to a lawsuit. Homeowners who believe that their insurance providers aren't acting in good faith may want to talk to an attorney about their cases. Doing so could make it easier to get a provider to process a claim in a timely manner or otherwise work to resolve a dispute.

No Comments

Leave a comment
Comment Information
Email Us For A Response