Many Florida residents live in areas that may be particularly prone to flooding. Some areas of the state are known as Special Flood Hazard Areas (SFHA), while other areas may still be prone to flooding even if they are not classified as such. As many homeowner's insurance policies do not cover flood damage, it may be important for people to obtain flood protection of their own. Of course, even having coverage in place does not always ensure that a homeowner will have an easy time in case of a flood. Many homeowners struggle to obtain the compensation they deserve after their residences were damaged in a flood.